HDB Financial Services Unlisted Shares

CIN – U65993GJ2007PLC051028

Face Value – ₹10 Per Equity Share

Demat – CDSL & NSDL

Important Details of HDB Financial Services Unlisted Shares

Here are very important details of HDB Financial Services Ltd’s for unlisted shares. Below given details are very important for every investor before taking any decision on investment in HDB Financial Services Ltd’s unlisted shares. 

Financial Sector

Sector

Financial Services

ISIN

INE0S7401019

Rating by UST

DRHP

DRHP

Pending @SEBI

About Company - HDB Financial Services

HDB Financial Services Ltd (HDBFSL) was incorporated in 2007 by HDFC Bank Limited as a promoter. HDB Financial Services Ltd (HDBFSL) is a very known and trusted by consumer Non-Banking Financial Company (NBFC) in India that specializes in offering a diverse range of financial services to both retail and commercial clients. Established in 2008, the company has rapidly expanded its footprint and built a strong reputation for reliability and customer-centric financial products. Operating as a Systemically Important Non-Deposit Taking NBFC, HDBFS is known for its solid capitalization, widespread network, and a strong track record in the Indian financial ecosystem. With high ratings from agencies such as CARE AAA and CRISIL AAA for long-term debt, HDBFS is considered a stable and credible financial institution.

HDB Financial Services offers a broad spectrum of financial products and services, aimed at both individuals and businesses:

Lending & Others- HDBFS provides a variety of loan products, including consumer loans (gold loans, auto loans, personal loans, loans against mutual funds) and enterprise loans for small and medium-sized businesses. The company also offers asset financing for vehicles and income-generating assets like trucks and tractors. Through partnerships with HDFC Life and HDFC Ergo, HDBFS acts as a Corporate Insurance Agent, offering life and general insurance products. These products cater to both individual and corporate clients, providing comprehensive coverage for various financial needs.

BPO Services:- HDBFS runs an extensive Business Process Outsourcing (BPO) division with 15 call centers across India. These call centers manage collections and due-diligence services, supporting the company’s lending and other financial operations.

Industry Overview

  • According to a report, the Non-Banking Financial Companies (retail) are projected to witness a growth of 5-7% in asset under management (AUM) during fiscal year 2022, followed by an anticipated growth of 8-10% in fiscal year 2023.
  • The proportion of stressed assets in the NBFC and microfinance industry are estimated to decrease to approximately 14% as of March 2022, down from nearly 22% in September 2021.
  • Non-Banking Financial Companies (NBFCs) have the advantage of capitalizing on investments made in digital lending infrastructure in recent times. As MSMEs (Micro, Small, and Medium Enterprises) show signs of improvement and private consumption is expected to increase, this development is likely to serve as a significant catalyst for expanding their customer base and driving overall growth.

Source – Business Standard

Key Managment - HDB Financial Services

Name

Designation

Mr. Bharat Shah

Chairman

Mr. Dhiraj Relli

MD & CEO

Dr (Mrs.) Amla Samanta

Independent Director

Mr. Ashish Rathi

Whole Time Director

Mr. Samir Bhatia

Independent Director

Mr. Malay Patel

Independent Director

Research Report

Financial Year
2023-24

Research Report

Financial Year
2022-23

Research Report

Financial Year
2021-22

Research Report

Financial Year
2020-21

Research Report

Financial Year
2019-20

Research Report

Financial Year
2018-19

In case you are an Investor and need any information, data or Grievances write to
Name:  Ms. Dipti Khandelwal
Company Secretary & Compliance Officer
Address:  HDB Financial Services Limited
HDB House, Tukaram Sandam Marg,
A – Subhash Rd, Navpada, Vile Parle East, Mumbai, Maharashtra 400057.
Email:- compliance@hdbfs.com
Tel:+91 02249116368
Fax:+91 02249116666
 
 
  • MUFG Intime India Private Limited
    C 101, 247 Park, L B S Marg, 
    Vikhroli (West), Mumbai – 400 083 
 
  • Commercial Papers & Non Convertible Securities
Frequently Asked Questions

Please find below the procedure for buying HDB Financial Services Limited Unlisted Shares at Unlisted Stocks Trades.

  1. You confirm booking of HDB Financial Services Limited Unlisted Shares Unlisted Shares with us at a trading price.
  2. You provide your client master report (ask the broker if not available) along with PAN Card and Cancelled Cheque in case you are not transferring funds from the bank account as mentioned in the CMR Copy. These are KYC documents required as per SEBI regulations.
  3. We Will Provide the Bank details. You need to transfer funds to that account.
  4. Payment has to be done in RTGS/NEFT/IMPS CHEQUE TRANSFER. No CASH DEPOSIT.
  5. Payment has to be done from the same account in which shares are to be credited. We will transfer the shares in 24 hours if funds are credited before 2 pm.

Important Note: Please note that the lock-in period for selling HDB Financial Services Limited Unlisted Shares Unlisted Shares is 6 months after listing. Hence, you can’t sell HDB Financial Services Limited Unlisted Shares Unlisted Shares which you bought in Pre-IPO for 6 months after its listing. i.e., You can sell it only after 6 months calculated from the listing date. For any queries, please contact us at info@unlistedstockstrades.com

Please find below the procedure for selling HDB Financial Services Limited Unlisted Shares at Unlisted Stocks Trades.

  1. We will confirm our buying price of HDB Financial Services Limited Unlisted Shares.
  2. We will give you our client master report and you will transfer HDB Financial Services Limited Unlisted Shares to our demat account.
  3. We will ask for your bank details once HDB Financial Services Limited Unlisted Shares are received in our demat account.
  4. We will transfer the funds to your bank account within 24 hrs of receiving HDB Financial Services Limited Unlisted Shares.
  5. Payment will be made in RTGS / NEFT / CHEQUE TRANSFER/IMPS.
  6. Payment will be given in the same account which is linked to the demat account or you need to provide the cancelled cheque showing your name to verify. As per SEBI regulations, the transfer of funds to a third-party account is not legal and our policy refrains us from doing so.

NO CASH PAYMENT ALLOWED (making of cash payment against shares or asking of cash payment against shares strictly prohibited)

Note: The price at which we are buying is fixed for 24 hours only. If you can't sell your stock within 24 hours, then the price of that day will be applicable when we receive the shares in our demat.

Investments on Unlisted Stocks Trades start from as low as INR 5,000. Please call us on +91 9540954622  to find the company specific details pertaining to the lot size and minimum investment amount.

The HDB Financial Services unlisted shares will be credited in your Demat account within a maximum of 48 working hours after the funds are received in our bank account. However, please note that at times there may be a slight delay in the credit of shares due to certain reasons like Bank Holidays.

In case you have any queries, you may call us on +91 95409 54622 or write to us at info@unlistedstockstrades.com.

Yes, buying and selling unlisted shares in India is indeed 100% legal. This activity is regulated and governed under the guidelines provided by the Securities and Exchange Board of India (SEBI). Investors and traders must adhere to these regulations and guidelines to ensure compliance with legal and financial standards.

When you sell unlisted shares within a period of two years from the date of acquisition, any profit earned from the sale is classified as Short-term Capital Gain (STCG). This gain is then added to your total income for that financial year. The tax on this short-term capital gain is calculated based on your applicable individual income tax slab rates. Therefore, the rate at which you will pay tax on the STCG from unlisted shares depends on your total income, including this gain, and the tax slab it falls under as per the prevailing income tax laws in India. It's important for investors to consider these tax implications when engaging in transactions involving unlisted shares.

Long-term Capital Gains (LTCG) on unlisted shares in India refer to the profits earned from the sale of unlisted shares that have been held for more than two years. The key aspects of LTCG on unlisted shares include:

  1. Tax Rate: LTCG on unlisted shares is taxed at a rate of 20%. However, it has now changed in Budget 2024 from 23rd July 2024 to 12.5%.
  2. Indexation Benefit: This is a significant advantage for investors. Indexation allows for adjusting the purchase price of the shares for inflation, which can reduce the taxable gain. However, This has removed in the Budget 2024 from 23rd July 2024.
  3. Importance for Investors: Understanding LTCG is crucial, especially for High Networth Individuals (HNIs) and retail investors, as it impacts their investment strategy and tax planning. Knowing these details helps in making informed investment decisions.
  4. Calculation: New LTCG will be calculated from 23rd July 2024 as flat rate of 12.5%.
  5. Applicability: LTCG tax is applicable to profits from the sale of unlisted shares held for more than two years.
  6. Relevance: This tax is particularly relevant to investors in the unlisted share market, including those considering selling their holdings after a period of more than two years

You can check daily share prices of companies on our website or register with us using your phone number where you will get daily whatsapp updates on company news and other essential informations.

 

According to the current rule issued by SEBI last year in August 2021, the lock-in period is brought down from 1 year to 6 months. This was done to entice more investors to invest their money in pre-IPO companies and startups. The lock-in period of HDB Financial Services Limited varies depending on which type of investor you are:

  1. Foreign Venture Capital Investor - These investors have a lock-in period of 6 months from the procurement date of HDB Financial Services Limited shares.
  2. Alternative Investment Funds II - These investors don't have to serve any lock-in period.
  3. Other investors - These investors include body corporate, retail, high net-worth individuals. The lock-in period for them is 6 months from the date of listing of HDB Financial Services Limited enlisted shares.

At Unlisted Stocks Trades, our approach to sourcing HDB Financial Services Ltd Unlisted Share involves a strategic and direct method. Primarily, we acquire these shares from the below key groups:

Employees of the Company: Employee stock option plans (ESOPs) or other compensation packages frequently include shares for firm employees. For a various reasons, such as including portfolio diversification or financial considerations, some of these employees may eventually choose to sell their shares. We engage with these employees, providing them a platform to sell their shares.

Initial Investors: These are the angel or early-stage investors who provided capital to the business in its early stages. These original investors may look to sell all or part of their ownership position in the company as it develops and flourishes. This might be done for various reasons such as in order to maximise their investment, reallocate resources, or make other calculated financial decisions.

Funding rounds and VC funds: Unlisted Stocks Trades sources the shares from private placement rounds in which private companies seek to obtain capital from the market. Through our platform, venture capital funds can liquidate their shares and we receive the inventory from them when they decide to sell a portion of their ownership through block trades.

By establishing connections with these groups, Unlisted Stocks Trades guarantees our clients a steady and dependable supply of HDB Financial Services Ltd Unlisted Share. This process not only makes it easier for employees and initial investors in liquidating their assets, but it also gives our clients access to shares that aren't often found on the open market. Our platform effectively facilitates a win-win situation for both buyers and sellers.